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Meilleures actions bancaires

Bank Stocks To Buy In 2021

If you are looking for information about bank stocks, you came to the right place! In this article I will provide you with a list of bank stock that will help you decide if stocks in certain niches are interesting as an investment. Want to learn more first? Then read our what is a stock guide, or find out everything about buying stocks.

What is an bank stock?

A bank stock is a company that deals with banking. It can be through providing loans, accepting deposits or investing money. There are some bank stocks that have a diversified business model.

This means that they provide some of the previously mentioned services as well as something else, such as insurance or mortgages. In this list I will include some bank stocks from both categories: those with a strong focus in one type of service and others with more business models.

Advantages bank stock

If you are planning to invest in bank stocks, there are some advantages that other companies don’t have. For example:

  • Bank stocks usually pay higher dividends because their income models imply having a lot of capital.
  • Good bank stocks tend to grow faster than average stock market indexes. They can do so by charging more interest.
  • Many times they have a greater profit margin because they usually operate in a more competitive business.

Disadvantages bank stocks

However, there are some obstacles you should consider if you want to invest in good bank stock. Some of these disadvantages include:

  • They often have a relatively high volatility compared with other companies.
  • In periods of economic crisis bank stocks tend to severely decrease in value.
  • They are usually harder to analyze because their business models can be more complicated.

If you don’t consider these disadvantages as something relevant, now I will provide you with a list of the best bank stocks that can potentially help your investment strategy:

The Best Bank Stocks Of 2021

We made a list of the best bank stocks to invest in for the next 5 years. We analyzed all the Bank stock from different niches and made a list of those that have one or more important characteristics: good dividend yield, high expected growth rate, great assets under management (AUM) and low risk.

  1. Bank of America Corporation (NYSE:BAC)
  2. JPMorgan Chase & Co. (NYSE:JPM)
  3. Morgan Stanley (NYSE:MS)
  4. Wells Fargo & Company (NYSE:WFC)
  5. Goldman Sachs (NYSE:GS)

1. Bank of America Corporation (NYSE:BAC)

The Bank Of America was founded in 1904 and it has its headquarters in Charlotte, North Carolina. It provides services through 2 main business divisions which are the Consumer Banking division and the Global Wealth & Investment Management (GWIM) division. Want to know more then read our buy Bank of America stock guide.

  • The latest is one of the biggest wealth management companies in the US and it has over $1.7 trillion in client assets under management (AUM).

The company announced a dividend yield of 2.6%, which is higher than the average because the last recession hurt its business model, forcing it to increase fees and reduce dividends.

2. JPMorgan Chase & Co. (NYSE:JPM)

The company provides a wide variety of services through its divisions: the Consumer and Community Banking (CCB), the Corporate & Investment Bank (CIB) and Asset Management. Want to know more then read our buy JPMorgan stock guide.

  • JPMorgan was founded in 1799 and it is headquartered in New York City. It is one of the largest banks in the US with more than $2 trillion in assets.

The company recently increased its dividend yield to 2.4% which is higher than the average bank stock in this list according to ycharts. This raise can be seen as a signal for what’s coming next in terms of dividends.

3. Morgan Stanley (NYSE:MS)

Morgan Stanley was founded in 1935 and it has its headquarters in New York. It provides a variety of services through 4 main divisions: Institutional Securities, Wealth Management, Asset Management and Principal Investments. Want to know more then read our buy Morgan Stanley stock guide.

The company recently increased its dividend yield to 2.5% which is higher than the average bank stock in this list according to charts. This raise can be seen as a signal for what’s coming next in terms of dividends.

4. Wells Fargo & Company (NYSE:WFC)

Wells Fargo was founded in 1852 and it has its headquarters in San Francisco, California. It provides banking services through a wide variety of channels including the Internet, stores, phone calls and ATMs. Want to know more then read our buy Wells Fargo stock guide.

  • In 2016 it served more than 68 million customers in thousands of locations in 39 states and in Canada.

The company recently increased its dividend yield to 2.9%, which is higher than the average bank stock in this list according to ycharts. This raise can be seen as a signal for what’s coming next in terms of dividends.

5. Goldman Sachs (NYSE:GS)

Goldman Sachs was founded in 1869 and it has its headquarters in New York. It provides a wide variety of services through several divisions including Investment Banking, Securities, Investing & Lending, Asset Management and Private Wealth Management.

The company recently increased its dividend yield to 2.0% which is higher than the average bank stock in this list according to ycharts. This raise can be seen as a signal for what’s coming next in terms of dividends. Want to know more then read our buy Goldman Sachs stock guide.

How to invest in Bank stocks

How to invest in banking stocks, a good question. You have to take into consideration that the risk is higher than with other stocks due to the regulation, but it’s also paying off almost almost 10 times more than an average S&P 500 stock. Bank stock dividends are safe and growing.

The main way of investing in bank stocks is buying them directly through mergers & acquisition or secondary markets like eToro, DEGIRO ou Interactive brokers. If you want to own a stock you have to trade it so there is no risk of being diluted in the company’s shares when they decide to issue more.

Should you invest in Bank stocks?

While it is somewhat hard to answer this question because there are always new banks popping up and existing banks disappearing. So, should you invest in banking stock?

Well, it is somewhat of a no brainer to me. These financial institutions are so often ranked as the most stable companies in the world with one of the highest dividend yields. You can literally compare them to real estate stocks because they are so essential to society and people’s lives.

  1. The good thing about banking stocks is that it has relatively low entry point in comparison with their return.
  2. It’s also worth mentioning that if you are considering investing in banks, make sure to diversify them because they are highly correlated with each others.
  3. When the market is flying high ( good time for banking stocks ) they will do well but when it crashes they will not be able to avoid taking some hits.

How To Buy Banking Stock Step By Step Guide

Do you want to know how to buy into bank stocks It can be difficult to navigate through all the outdated and incorrect information related to purchasing stocks. We believe buying stocks should be accessible for all, which is why we’ve created this handy guide on where to buy bank shares online.

Étape 1 : Ouvrir un compte auprès d'un courtier

Vous devrez vous inscrire auprès d'un courtier, par les temps qui courent, vous ne pouvez pas vous en passer et il est crucial d'utiliser un courtier réglementé qui est autorisé à opérer là-bas, sinon, vous risquez de perdre des fonds. eToro est l'un de ces courtiers, et l'une des meilleures options pour acheter des actions dans le monde entier, pour s'inscrire il suffit de cliquer sur ouvrir un compte dans le tableau suivant ou de comparer d'autres options.

Étape 2 : Vérifier votre compte

Comme eToro est une plateforme réglementée, vous devrez remplir le processus KYC, c'est une pratique standard et cela ne prend que quelques minutes. Vous devrez fournir une pièce d'identité avec photo (passeport, permis de conduire) et un justificatif de domicile (facture d'électricité, relevé bancaire).

Étape 3 : Approvisionnez votre compte eToro

Une fois que vous vous êtes inscrit et que vous avez vérifié votre compte, vous devrez déposer des fonds. eToro accepte les cartes de crédit/débit, les virements bancaires et également les portefeuilles électroniques. Donc, quelle que soit votre préférence, il y aura quelque chose pour vous.

Step 4: Search For The Stock From A Bank You Want To Buy

Maintenant que vous avez approvisionné votre compte eToro, tapez simplement "nom de l'action que vous voulez acheter" dans la barre de recherche en haut de l'écran et appuyez sur "trade".

Step 5: Buy Bank Stocks

Il ne vous reste plus qu'à acheter les actions que vous souhaitez. Il suffit d'entrer le montant des actions que vous souhaitez acheter et d'appuyer sur le bouton "acheter". Le montant que vous avez acheté sera automatiquement crédité sur votre compte où vous pourrez suivre ses performances.

Conclusion How To Buy Stocks From A Bank

Dans l'ensemble, le marché boursier compte une quantité incroyablement importante d'entreprises qui ont le potentiel de résoudre certains problèmes majeurs dans le domaine des affaires. Après avoir lu ce guide, vous devriez savoir comment acheter cet investissement en utilisant le meilleur courtier ou la meilleure plateforme.

Nous recommandons eToro à tous ceux qui recherchent un échange réglementé, facile à utiliser et doté de toutes les fonctionnalités. Comme avec n'importe quel courtier, il est crucial que vous configuriez 2FA lorsque vous utilisez eToro car cela garantit que vos fonds sont totalement sécurisés.

How To Find The Best Bank Stocks In 2021

How can you find the best bank stocks right now, you just have to look at the charts. The best bank stocks are those that give you great yield for relatively low entry point. Citibank, Wells Fargo, Bank Of America et Goldman Sachs are also among my top picks. They all have great yields but you should be prepared to wait quite some time before they start paying off dividends.

Why invest in bank stocks?

Numerous studies have shown that the stock market provides us with the best returns over time. When you buy bank stocks, your money is being invested into a company. That company makes profit with the money it invests. The profit they make will be reflected in their stock price.This can be translated as an higher return on your investment because of this profit

Conclusion about bank stocks

Bank stocks are great investments if you can withstand the not so low volatility. They are relatively safe, they pay off dividends almost every year and it’s relatively easy to find good ones with high yield.

  1. Banks will always be essential for our economy because otherwise they will stop paying off their dividends, which would cause chaos in many countries around the world.
  2. If you want to read more tips and strategies about bank stocks, just hit me up in the comments. If you have any questions don’t hesitate to ask them down below via the comment section. I would be glad to answer them all 🙂


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Les CFD sont des instruments complexes et comportent un risque élevé de perdre rapidement de l'argent en raison de l'effet de levier. 68% des comptes d'investisseurs particuliers perdent de l'argent lorsqu'ils négocient des CFD avec ce fournisseur. Vous devez vous demander si vous comprenez le fonctionnement des CFD et si vous pouvez vous permettre de prendre le risque élevé de perdre votre argent.

Questions fréquemment posées

The safest and easiest way to buy bank stocks is by using a regulated broker like eToro. You can open an account with the platform, make a deposit and buy this investment all in under 5 minutes from start to finish. Another option that you can use to pick stocks of banks is using DEGiro with their excellent trading platform.

You will first want to find a licensed broker that supports buying banking stock. eToro, for example, allows you to make investments into this asset from just $25 and only charges you the spread. Another option that you can use to pick stocks of banking institutions is using DEGiro with their excellent and trusted platform.

As with any other asset, there is an element of risk associated with buying stocks from banks. Therefore, you will want to study the market and make a decision based on your financial standing and the risk you are willing to take.

All stocks can inherently act volatile. The case with bank stock is no different, while its price fluctuations are rare, they can happen dramatically within short periods. As such, if the market goes against you, then you will end up facing a loss. Consequently, it will be best to risk only small amounts into these kind of stocks.

You can trade bank stock by first opening an account with a regulated platform and making a deposit in US dollars or other well known currencies. Next, search for the bank stock you are looking for and choose from a buy or sell order – depending on whether you think the asset will rise or fall in value. If you speculated on bank stock correctly, you will have made a profit. The size of your trading profit will ultimately be determined by your stake and at what percentage your position grew.

To sell your bank stocks investment, you can sign in to your brokerage account and cash out directly from within your portfolio. If you have stored the stocks elsewhere, you will first have to transfer them to a third party.

eToro is a top-rated platform for beginners, albeit, it charges significantly lower fees. For example, there are no fees to deposit with a debit/credit card and you only need to cover the spread when trading bank stocks.

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